1 July 2026 — real estate agents must comply

The deadline for real estate agencies is 1 July 2026.

If your agency sells property, manages rentals, or acts as a buyer's agent, you have AML/CTF obligations from 1 July. AMLKits generates your five required compliance documents through a guided questionnaire — about 20 minutes, $397, done.

5
Compliance Documents
20m
Average Completion
$397
One-time Price
$15k
Typical Consultant Fee

How it works

You answer questions about your agency. We generate five tailored compliance documents. No consultant, no back-and-forth, no waiting weeks for a draft.

1

Purchase once

Pay $397 — one-time, no subscription. You'll immediately receive a secure link to your personalised questionnaire.

2

Answer tailored questions

Work through short questions across five sections. We ask about your agency, your designated services, your client base, your risk profile, and who will be your Compliance Officer.

3

Download your documents

Five professionally drafted, agency-specific compliance documents — ready for your principal licensee and AUSTRAC inspection. Yours to keep in Word and PDF format.

What the questionnaire covers

Agency Details

Trading name, ABN, size, state, principal licensee

Designated Services

Property sales, management, buyer's agent — which apply to you

Client Base

Client types, transaction volumes, offshore clients, PEPs

Risk Profile

How you onboard clients, cash transaction exposure, existing policies

Compliance Officer

Who in your agency will hold this role

Average completion time: 20 minutes

Are you a reporting entity?

Real estate agencies providing any of these designated services must enrol with AUSTRAC and maintain a compliant AML/CTF Program from 1 July 2026.

Property Sales

Acting as an agent in the sale or purchase of real property — residential, commercial, or rural.

Property Management

Managing rental properties on behalf of landlords, including collecting rent and handling tenant transactions.

Buyer's Agent Services

Acting solely on behalf of a buyer to identify, evaluate, and negotiate the acquisition of real property.

If your agency provides any of the above, you are a reporting entity under the AML/CTF Act 2006 (as amended).

Key Dates for Real Estate Agents

These deadlines are legislated. Non-compliance carries serious civil and criminal penalties.

1 July 2026

AML/CTF obligations commence for real estate agents.

Your AML/CTF Program must be in place before you provide any designated services.

2

29 July 2026

Final enrolment deadline with AUSTRAC.

Note: Your AML/CTF Program must be in place before you enrol — not after.

What your agency needs

Five tailored compliance documents, generated from your agency's specific details — property types, transaction volumes, staff structure, and client base.

AML/CTF Compliance Policy

Your agency's core compliance manual — covering obligations, procedures, and how your practice identifies and mitigates money laundering risk in property transactions.

ML/TF/PF Risk Assessment

A structured risk evaluation tailored to your agency's designated services, property types, and typical client profile.

KYC Client Onboarding Form

Client verification procedures adapted for real estate — including beneficial ownership checks for company and trust purchasers.

Board / Partner Compliance Report

Reporting templates for your principal licensee and for AUSTRAC — adapted for the structure of real estate agencies.

AMLKits Implementation Guide

Staff training frameworks that ensure your agents understand their identification, verification, and reporting obligations.

Why real estate agents choose AMLKits

Built for real estate

Property transactions are one of the highest-risk areas AUSTRAC monitors. The questionnaire reflects that — covering settlement funds, offshore purchasers, trust account exposure, and the specific services your agency provides.

No consultant required

You answer our guided questionnaire. We generate professionally structured documents ready for your principal licensee and AUSTRAC.

Ready today

Complete the questionnaire now and your documents are available immediately. No waiting for a consultant to come back to you.

One price, no surprises

$397 one-time. No subscription, no hourly rates, no billable revisions. Your documents are yours to keep and reuse.

Common questions from real estate agents

Get your agency AUSTRAC-ready today

Five tailored compliance documents. One straightforward questionnaire. $397, once.